{"id":19610,"date":"2026-03-10T07:07:59","date_gmt":"2026-03-10T07:07:59","guid":{"rendered":"https:\/\/de-en.holman.com\/de-en\/?p=19610"},"modified":"2026-03-10T07:08:01","modified_gmt":"2026-03-10T07:08:01","slug":"leasing-in-the-sme-sector-how-fleets-finance-vehicles-today","status":"publish","type":"post","link":"https:\/\/de-en.holman.com\/de-en\/resources\/leasing-in-the-sme-sector-how-fleets-finance-vehicles-today\/","title":{"rendered":"Leasing in the SME Sector \u2013 How Fleets Finance Vehicles Today"},"content":{"rendered":"<span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading Time: <\/span> <span class=\"rt-time\"> &lt; 1<\/span> <span class=\"rt-label rt-postfix\">minute<\/span><\/span> \n\n\n\t\t\t\n\t\n\t\t\t<div class='resource-header-container' style='position:relative;'>\n\t\t<div class=''><nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><span class=\"last\">Home<\/span><\/p><\/nav><\/div>\n        <div id='blog-title'><h1>Leasing in the SME Sector \u2013 How Fleets Finance Vehicles Today<\/h1><\/div>\n            <img src='https:\/\/de-en.holman.com\/de-en\/wp-content\/uploads\/2026\/03\/260225_Leasing-im-Mittelstand.png' alt='Fleet of white vans available for business leasing' id='blog-header-image' style='width:100%;object-fit:cover;object-position: center;'>                            \n\t\t\t<aside style='max-width:298px;margin-top:62px;' id='mobile-info'>\n\t\t\t\t<div class='blog-info-box'><p class='aside-header'>Posted<\/p>\n\t\t\t\t<p class='aside-info'>March 10, 2026<\/p><\/div>\n\t\t\t\t<div class='blog-info-box'><p class='aside-header'>Type<\/p>\n\t\t\t\t<p class='aside-info'>\n\t\t\t\t\tBlog\t\t\t\t<\/p><\/div>\n\t\t\t\t<div class='blog-info-box' id='social-icons'><p class='aside-header'>Share<\/p>\n\t\t\t\t\t\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.facebook.com\/sharer.php?u=https:\/\/de-en.holman.com\/de-en\/resources\/leasing-in-the-sme-sector-how-fleets-finance-vehicles-today\/\" id=\"footer-mobile-facebook-link\" title=\"Facebook\" target=\"_blank\" class='aside-info'>\n\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/de-en.holman.com\/de-en\/wp-content\/themes\/holman\/assets\/images\/facebook-share.png\" alt=\"Facebook\" \/>\n\t\t\t\t\t\t\t<\/a> <!-- .item -->\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<a href=\"https:\/\/www.linkedin.com\/sharing\/share-offsite\/?url=https:\/\/de-en.holman.com\/de-en\/resources\/leasing-in-the-sme-sector-how-fleets-finance-vehicles-today\/\" id=\"footer-mobile-linked-link\" title=\"linkedin\" target=\"_blank\" class='aside-info'>\n\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/de-en.holman.com\/de-en\/wp-content\/themes\/holman\/assets\/images\/linkedin-share.png\" alt=\"LinkedIn\" \/>\n\t\t\t\t\t\t\t<\/a> <!-- .item -->\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t<a href=\"mailto:?subject=Leasing in the SME Sector \u2013 How Fleets Finance Vehicles Today&#038;body=I wanted to share this content from Holman! 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#ACACAC;}\n\t\t.case-study-feature{display:flex;flex-direction:row;justify-content:space-between;gap:0 24px;}\n\t\t.case-study-feature:first-of-type{width:100%;justify-content:flex-start;}\n\t\t#case-study-header-title{color:#2C9942;font-weight:500;font-size:14px;padding:0;margin:0;width:100%;}\n\t\t#case-study-header-description{color:#003057;font-weight:500;font-size:14px;padding:0;margin:0;width:100%;}\n\t\t.case-study-feature img{width:45px;min-width:45px;}\n\t\t#case-study-image{object-fit:cover;}\n\t\t.fullscreen{width:100%;height:100%;position:absolute;top:0;left:0;}\n\t\t#form-container-gated{width:101%;height:100%;margin:0 auto;z-index:99;top:0;position:absolute;background-color:rgba(0,0,0,0.8);display:flex;flex-direction:column;justify-content:center;}\n\t\t#form-container-gated #ebook-form{display:flex;flex-direction:column;justify-content:space-between;width:425px;margin:0 auto;border-top:0.5px solid rgba(0, 0, 0, 0.050);box-shadow: 1px 4px 4px 0px rgba(0, 0, 0, 0.50);text-align:center;padding:32px;z-index:9999;background-color:white;}\n\t\t#form-container-gated #ebook-form .wpcf7 label{text-align:left;font-size:10px;width:49%;font-weight:500;}\n\t\t#form-container-gated #ebook-form .wpcf7 label:nth-child(odd):last-child{width:100%;}\n\t\t#form-container-gated #ebook-form .wpcf7 input, #form-container-gated #ebook-form .wpcf7 input[type=url], #form-container-gated #ebook-form .wpcf7 input[type=email], #form-container-gated #ebook-form .wpcf7 input[type=tel], #form-container-gated #ebook-form .wpcf7 input[type=text], #form-container-gated #ebook-form .wpcf7 select, #form-container-gated #ebook-form .wpcf7 input[type=textarea][type=text]{height:32px;}\n\n\t\t#form-container-gated #ebook-form .wpcf7 .wpcf7-submit{margin:24px auto 0;}\n\t\tbody:has(.gated) a#footer-mobile-download-link{display:none;}\n\t\tbody:has(.ungated) a#footer-mobile-download-link{display:inline-block !important;}\n\t\t.ebook-overlay.gated{width:100%;height:100%;position:relative;}\n\t\t@media(max-width:900px){#form-container-gated #ebook-form{width:100%;}.ebook-overlay.gated{min-height:435px;}#form-container-gated #ebook-form .wpcf7 label{width:100%;}#icon-container{flex-direction:column;gap:24px 0;}#case-study-header-title,#case-study-header-description{font-size:12px;}.case-study-feature{width:100%;justify-content:flex-start;}#case-study-image{height:auto;}}\t\t\t\t\n\t\t<\/style>\n\n\n \n\n\n\t\t\t\n\t\n\t\t\t \n\t\t<section class='resource-wysiwyg'>\n\t\t\t        \t<p>In German small and medium-sized enterprises (SMEs), <a href=\"https:\/\/www.holman.com\/de-en\/leasing\/\" target=\"_blank\" rel=\"noopener\">leasing<\/a> is steadily gaining importance as a financing instrument for vehicle fleets and not just for traditional company cars. According to recent data, SMEs realized investments of around \u20ac61 billion through leasing in 2024, accounting for roughly a quarter of the total investment volume. Larger mid-sized companies in particular rely on leasing across all vehicle types, from passenger cars and vans to electric vehicles.<\/p>\n<h3><strong>Advantages of Leasing<\/strong><\/h3>\n<ul>\n<li><strong> Predictable costs &amp; liquidity<br \/>\n<\/strong>Leasing can create clear, predictable monthly payments and help preserve liquidity. Capital is not tied up in vehicle purchases and can instead be used more flexibly.<\/li>\n<li><strong> Integration of new technologies<br \/>\n<\/strong>More than half of all newly registered electric passenger cars are leased. Leasing makes it easier to acquire and transition to modern drivetrains, as the costs are spread over time.<\/li>\n<li><strong> Efficient fleet management<br \/>\n<\/strong>Leasing agreements can also include maintenance, repairs, and tire management \u2014 reducing administrative workload and freeing up internal resources.<\/li>\n<\/ul>\n<h3><strong>Flexible Fleet Financing with Holman FlexLease<\/strong><\/h3>\n<p>However, for many mid-sized companies that want to keep their fleets agile, traditional closed-end leasing contracts with fixed terms and mileage limits often reach their limits. This is where <a href=\"https:\/\/www.holman.com\/de-en\/leasing\/open-end-leasing\/\" target=\"_blank\" rel=\"noopener\">Holman FlexLease<\/a> comes in: a flexible open-end leasing model that gives companies maximum freedom in terms of contract duration and vehicle usage while maintaining full cost transparency.<\/p>\n<p><strong>Benefits<\/strong><\/p>\n<ul>\n<li>Flexible contract term and mileage<\/li>\n<li>Fixed, transparent repayment schedule<\/li>\n<li>No charges for excess or unused mileage<\/li>\n<li>No end-of-term damage charges<\/li>\n<li>100% of remarketing proceeds belong to the customer<\/li>\n<\/ul>\n<p>Today, leasing is more than just financing \u2014 it is a strategic tool for liquidity, flexibility, and technological transformation. For mid-sized fleets that want to remain agile, Holman FlexLease offers the ideal solution: flexible, transparent, and without surprises.<\/p>\n<p>Interested in a flexible fleet solution? <a href=\"https:\/\/www.holman.com\/de-en\/contact\/\" target=\"_blank\" rel=\"noopener\">Contact<\/a> us today for a personal consultation.<\/p>\n<p>&nbsp;<\/p>\n<p><u>Source:<\/u><br \/>\n<em>firmenauto.de. (2024). <\/em><em>Leasing-Fuhrpark: So finanziert der Mittelstand Dienstwagen und Elektrofahrzeuge. <\/em><a href=\"https:\/\/www.firmenauto.de\/management\/leasing-und-finanzierung\/leasing-fuhrpark-so-finanziert-der-mittelstand-dienstwagen-und-elektrofahrzeuge\/?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noopener\"><em>https:\/\/www.firmenauto.de\/management\/leasing-und-finanzierung\/leasing-fuhrpark-so-finanziert-der-mittelstand-dienstwagen-und-elektrofahrzeuge\/<\/em><\/a><\/p>\n\t\t<\/section>\n\t\t\n\t\t\t\n<style>\n\tsection{margin:0;}\nsection.resource-wysiwyg{margin:20px 0 0;padding:0;}\nsection.resource-wysiwyg:first-of-type {margin:35px 0 0;padding:0;}\n.resource-wysiwyg p{margin-bottom:16px;font-size:16px; line-height: 24px;}\n.resource-wysiwyg h2, .resource-wysiwyg h3, .resource-wysiwyg h4{margin-top:40px;color:#003057;}\n.resource-wysiwyg h3{margin-bottom:16px;color:#003057;font-weight:500;}\n.resource-wysiwyg h4 {line-height: 24px; font-size:16px;}\n.resource-wysiwyg h5{font-size:14px;font-weight:500;margin:16px 0;}\n.resource-wysiwyg p:last-of-type{margin-bottom:0px;}\n.resource-wysiwyg img{padding:16px 24px;max-width:40%;}\n.resource-wysiwyg img.alignright{float:right;padding-right:0px;}\n.resource-wysiwyg img.alignleft{float:left;padding-left:0px;}\n.resource-wysiwyg ul{margin-left:0;padding-left:1rem;margin:16px 0;}\n.resource-wysiwyg ul li{font-size:16px;font-weight:400;}\n.resource-wysiwyg ul li::marker{color:#2C9941;font-size:20px;margin-top:5px;}\n#form-container-gated #ebook-form h2, #form-container-gated #ebook-form h3, #form-container-gated #ebook-form h4{margin-top:0px;}\n@media(max-width:600px){section.resource-wysiwyg:first-of-type{margin:16px 0 0;}.resource-wysiwyg img{max-width:50%;height:auto;padding:8px 12px;}}\n<\/style>\n","protected":false},"excerpt":{"rendered":"<span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading Time: <\/span> <span class=\"rt-time\"> &lt; 1<\/span> <span class=\"rt-label rt-postfix\">minute<\/span><\/span>Fleet of white vans available for business leasing","protected":false},"author":37,"featured_media":19609,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[141],"tags":[119,161],"blog-type":[118],"featured":[138],"legacy":[],"topic":[],"class_list":["post-19610","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-leasing","tag-blogs","tag-leasing","blog-type-blog","featured-yes"],"acf":[],"permalink_manager":null,"_links":{"self":[{"href":"https:\/\/de-en.holman.com\/de-en\/wp-json\/wp\/v2\/posts\/19610","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/de-en.holman.com\/de-en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/de-en.holman.com\/de-en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/de-en.holman.com\/de-en\/wp-json\/wp\/v2\/users\/37"}],"replies":[{"embeddable":true,"href":"https:\/\/de-en.holman.com\/de-en\/wp-json\/wp\/v2\/comments?post=19610"}],"version-history":[{"count":2,"href":"https:\/\/de-en.holman.com\/de-en\/wp-json\/wp\/v2\/posts\/19610\/revisions"}],"predecessor-version":[{"id":19612,"href":"https:\/\/de-en.holman.com\/de-en\/wp-json\/wp\/v2\/posts\/19610\/revisions\/19612"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/de-en.holman.com\/de-en\/wp-json\/wp\/v2\/media\/19609"}],"wp:attachment":[{"href":"https:\/\/de-en.holman.com\/de-en\/wp-json\/wp\/v2\/media?parent=19610"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/de-en.holman.com\/de-en\/wp-json\/wp\/v2\/categories?post=19610"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/de-en.holman.com\/de-en\/wp-json\/wp\/v2\/tags?post=19610"},{"taxonomy":"blog-type","embeddable":true,"href":"https:\/\/de-en.holman.com\/de-en\/wp-json\/wp\/v2\/blog-type?post=19610"},{"taxonomy":"featured","embeddable":true,"href":"https:\/\/de-en.holman.com\/de-en\/wp-json\/wp\/v2\/featured?post=19610"},{"taxonomy":"legacy","embeddable":true,"href":"https:\/\/de-en.holman.com\/de-en\/wp-json\/wp\/v2\/legacy?post=19610"},{"taxonomy":"topic","embeddable":true,"href":"https:\/\/de-en.holman.com\/de-en\/wp-json\/wp\/v2\/topic?post=19610"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}