{"id":16524,"date":"2021-05-19T17:59:00","date_gmt":"2021-05-19T17:59:00","guid":{"rendered":"https:\/\/de-en.holman.com\/de-en\/?post_type=post&#038;p=8400"},"modified":"2024-01-10T21:58:08","modified_gmt":"2024-01-10T21:58:08","slug":"what-type-of-financing-goes-best-with-my-fleet","status":"publish","type":"post","link":"https:\/\/de-en.holman.com\/de-en\/resources\/what-type-of-financing-goes-best-with-my-fleet\/","title":{"rendered":"What Type of Financing Goes Best with my Fleet?"},"content":{"rendered":"<span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading Time: <\/span> <span class=\"rt-time\"> &lt; 1<\/span> <span class=\"rt-label rt-postfix\">minute<\/span><\/span>\t\t\n\t<section class=\"header-variation-section white\">\n\t<div class=''><nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><span class=\"last\">Home<\/span><\/p><\/nav><\/div>\n\t\t<div class=\"variation-inner\">\n\t\t\t<div class=\"header-left\">\n\t\t\t\t<div class=\"header-left-inner\">\n\t\t\t\t\t<h5 class=\"headline-5\"><\/h5>\n\t\t\t\t\t<h1 class=\"page-title headline-1\">What Type of Financing Goes Best with my Fleet?<\/h1>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"body-1\"><p>Holman Marketing<br \/>\nMay 19, 2021<\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\t\t<div style=\"width:70%;display:flex;justify-content:space-between;flex-wrap:wrap;\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"header-right\">\n\t\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"header-right-image-one\" src=\"https:\/\/de-en.holman.com\/de-en\/wp-content\/uploads\/2022\/09\/ARIGermany_NewBlog_Feature-350x200-1.jpeg\" alt=\"\" >\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<style>#holform-sub{margin-bottom: 0px !important;}<\/style>\n<style type=\"text\/css\">\n\t.header-variation-section .variation-inner .header-right{flex-basis:50%;}\n\t.header-variation-section .variation-inner .header-left{flex-basis:50%;}\n\t.noscroll{overflow:hidden !important;overflow-y:hidden !important;}\n#form-success, .form-success{height:100%;width:100%;display:none;}\n#success-container{display:flex;flex-direction:column;justify-content:center; margin:0 auto;text-align:center;height:100%;padding:40px;}\n#success-container a{font-weight:500;font-size:12px;color:#0069a7;margin:62px auto 0;text-decoration:none;border-bottom:2px solid #0069a7;}\n#success-container h2{margin:8px auto;color:#0069a7;font-size:24px;font-weight:500;}\n#success-container p{margin:8px auto;font-size:14px;font-weight:400;}\n#success-icon{max-width:60px;margin:0 auto;}\n.wpcf7 .wpcf7-spinner{display:none;}\n\t.noscroll{overflow:hidden !important;overflow-y:hidden !important;}\n\t.btn1.ghost{background-color:white;color:#0069A7;border:1px solid #0069A7;}\n\t.header-variation-section .video-box video-js{height:100%;}\n\n\t\t.btn1\n\t\t{\n\t\t\tbackground-color: #0069A7;\n\t\t\tbox-shadow: 0px 14px 23px rgba(0,0,0,0.08);\n\t\t}\n\n\t\t.btn1:hover\n\t\t{\n\t\t\tbackground-color: #2C9942 !important;\n\t\t\tcolor:white;\n\t\t}\n\n\t\t.btn2\n\t\t{\n\t\t\t background-color: transparent !important;\n\n\t\t\t color: #0069A7 !important; border: 2px solid #0069A7; \n\t\t}\n\n\t\t.btn2:hover\n\t\t{\n\t\t\t background-color: transparent !important;\n\t\t\t\/*background-color: #2C9942 !important;*\/\n\t\t\t color: #2C9942 !important;\n\t\t\tborder: 2px solid #2C9942; \n\t\t}\n\n\/* .header-variation-section .vjs-poster{background-size:cover;} *\/\n.header-variation-section .vjs-tech {\n  position:relative;height:auto;\\;\n}\n\/* .header-variation-section .video-js{\n\tdisplay:contents !important;\n} *\/\n.header-variation-section .video-js .vjs-control-bar{padding-left:45px;}\n\t\t.btn1\n\t\t{\n\t\t\tbackground-color: #0069A7 !important;\n\t\t}\n\t\t.btn1:first-child{margin-left:0;}\n\t\t.btn{box-shadow: 0px 14px 23px rgba(0,0,0,0.08);}\n\t\t\n.btn.ghost{background-color:white !important;border:1px solid #0069A7;color:#0069A7 !important;}\n.btn:hover{background-color:#2C9941 !important; color:white !important; border:none !important}\n.ghost:hover{background-color:#2C9941 !important; color:white !important; border:none !important}\n\/* .header-variation-section .variation-inner .header-right .cloudflare-video{height:61% !important;} *\/\n.header-variation-section .variation-inner .header-right:has(.cloudflare-video){margin-top:auto;margin-bottom:auto;}\n\n\t\t@media (max-width: 575px)\n\t\t{\n\t\t\t.header-right{flex-basis:98% !important;margin:0 auto;border-bottom-left-radius:0px !important;}\n\t\t\t.btn1 {width: 100% !important; margin-top: 20px !important;}\n\t\t\t.btn2{margin-left:0px !important; width: 100% !important; margin-top: 20px !important;}\n\t\t\t.header-variation-section .variation-inner .header-right{flex-basis:100%;}\n\t.header-variation-section .variation-inner .header-left{flex-basis:100%;}\n\t\t}\n\n\t<\/style>\n\t<\/section>\n\t\n\n\n\n    <section class=\"wysiwyg\" id=\"\">\n        <div class='inner'>\n            <p><b>What if&#8230;? <\/b>is a question that inventors and creative types ask themselves before making history with their ideas. We asked ourselves that very question, so as to continue improving fleet management.<\/p>\n<p>You will soon find the results in our white papers, which we will make available to you at regular intervals this year. Here&#8217;s a little teaser:<\/p>\n<p><b>What if&#8230; <\/b>we were to set up the most important types of financing not from a leasing perspective, but according to the customers\u2019 needs?<\/p>\n<ol>\n<li>Short-term, flexible financing\n<ul>\n<li>Example: Twenty vehicles need to be procured quickly for a special order. Here, renting is the best solution.<\/li>\n<\/ul>\n<\/li>\n<li>Standardized financing.\n<ul>\n<li>Example: Vehicles in a fleet are used in a clearly predictable manner. This is where classic closed-end leasing works best.<\/li>\n<\/ul>\n<\/li>\n<li>Standardized financing with a purchase option at the end of the term\n<ul>\n<li>Example: Vehicles will not show up on the balance sheet during the term but are often &#8220;proffered&#8221; to the lessee at the specified residual value. In this case, partial amortization with a purchase option is the best choice.<\/li>\n<\/ul>\n<\/li>\n<li>Very high flexibility and sales revenues at the end of the term\n<ol>\n<li>Example: The use of the fleet cannot or should not be planned months or even years in advance. In addition, the fleet owner will receive the proceeds of the sale of the vehicles without decreases in market value being claimed. Here, open-end leasing, which we offer with our <a href=\"https:\/\/de-en.holman.com\/de-en\/leasing\/open-end-leasing\/\">FlexLease<\/a> product, is ideal.<\/li>\n<\/ol>\n<\/li>\n<\/ol>\n<p>The question remains whether we need so many types of financing? Well, that\u2019s like asking why there are different types of cars. When it comes to off-road, an SUV is useful. When parking in the city, you are likely better off in a small car. And if you\u2019re traveling with a football team, you need a bus. This is exactly how the various types of financing work. Not every part of your fleet is used the same way. And living with COVID-19 for a year has taught us that even a \u201cperfect\u201d plan can end up in the trash. In this case, you might need a solution like <a href=\"https:\/\/de-en.holman.com\/de-en\/what-we-do\/leasing\/open-end-leasing\/\">open-end leasing<\/a>, which you can flexibly terminate or extend. With short-term capacity increases, renting can be a sensible transitional solution.<\/p>\n<p>In the last decade, closed-end leasing has dominated the German market as the standard solution. But even a hundred years ago, there were different types of cars, because not every customer had the same needs. <a href=\"https:\/\/www.holman.com\/de-en\/leasing\/\" target=\"_blank\" rel=\"noopener\">Leasing practices<\/a> in Germany remained almost unchanged for decades. In recent years, however, the financing market has also finally begun to move. More and more financing options are being added, which in many cases can make more financial sense than conventional standards. The decisive factor, whether now or in the past, is which solution fits your company&#8217;s current needs. We would be happy to advise you.<\/p>\n        <\/div>\n    <\/section>\n\n\n\n\n\n\n\n\n\n\n\n\n    <section class=\"uberflip-embed\" id=\"\">\n                    <style>\n                \/* Import Poppins font *\/\r\n@import url('https:\/\/fonts.googleapis.com\/css2?family=Poppins:ital,wght@0,100;0,200;0,300;0,400;0,500;0,600;0,700;0,800;0,900;1,100;1,200;1,300;1,400;1,500;1,600;1,700;1,800;1,900&display=swap');\r\n\r\n#uberflip-tiles.hubs-embedded *:not(.fa):not(.fas) {\r\n   font-family: 'Poppins', sans-serif !important;\r\n}\r\n\r\n\/* Text rendering *\/\r\n#uberflip-tiles.hubs-embedded *,\r\n#uberflip-tiles .ufev * {\r\n   -webkit-font-smoothing: antialiased;\r\n   -moz-osx-font-smoothing: grayscale;\r\n   text-rendering: auto;\r\n}\r\n\r\n\/* Hide the clearfix styling to fix the grid layout *\/\r\n#uberflip-tiles.hubs-embedded .clearfix::after,\r\n#uberflip-tiles.hubs-embedded .clearfix::before {\r\n   display: none;\r\n}\r\n\r\n\/* Stream container *\/\r\n#uberflip-tiles.hubs-embedded {\r\n   max-width: 1768px !important;\r\n   width: 100% !important;\r\n}\r\n\r\n\/* Tile container using Grid *\/\r\n#uberflip-tiles.hubs-embedded ul {\r\n   display: grid;\r\n   grid-column-gap: 20px;\r\n   grid-row-gap: 20px;\r\n   grid-template-columns: repeat(3, minmax(316px, 1fr));\r\n   grid-template-rows: 711px;\r\n   justify-content: center;\r\n   margin-right: 0 !important;\r\n}\r\n\r\n\/* - Tablet breakpoint *\/\r\n@media (max-width: 1023px) {\r\n   #uberflip-tiles.hubs-embedded ul {\r\n      grid-column-gap: 27px;\r\n      grid-template-columns: repeat(3, minmax(221px, 1fr));\r\n      grid-template-rows: 533px;\r\n   }\r\n}\r\n\r\n\/* - Mobile breakpoint *\/\r\n@media (max-width: 767px) {\r\n   #uberflip-tiles.hubs-embedded ul {\r\n      grid-column-gap: 20px;\r\n      grid-row-gap: 40px;\r\n      grid-template-columns: repeat(auto-fit, minmax(316px, 1fr));\r\n      grid-template-rows: 559px;\r\n      justify-items: center;\r\n      margin: 0 auto !important;\r\n   }\r\n}\r\n\r\n\/* - Small mobile devices breakpoint *\/\r\n@media (max-width: 374px) {\r\n   #uberflip-tiles.hubs-embedded ul {\r\n      grid-column-gap: 27px;\r\n      grid-row-gap: 40px;\r\n      grid-template-columns: repeat(auto-fit, minmax(221px, 1fr));\r\n      grid-template-rows: 559px !important;\r\n   }\r\n}\r\n\r\n\/* Tile wrapper styling *\/\r\n#uberflip-tiles.hubs-embedded .tile {\r\n   box-shadow: none !important;\r\n   height: 711px !important;\r\n   margin: 0 !important;\r\n   transition: none;\r\n   width: 100% !important;\r\n}\r\n\r\n\/* - Tablet breakpoint *\/\r\n@media (max-width: 1023px) {\r\n   #uberflip-tiles.hubs-embedded .tile {\r\n      height: 533px !important;\r\n   }\r\n}\r\n\r\n@media (max-width: 767px) {\r\n   #uberflip-tiles.hubs-embedded .tile {\r\n      height: 559px !important;\r\n      max-width: 316px;\r\n   }\r\n}\r\n\r\n@media (max-width: 374px) {\r\n   #uberflip-tiles.hubs-embedded .tile {\r\n      max-width: 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cover;\r\n   object-fit: cover;\r\n   transition: transform 0.3s ease;\r\n}\r\n\r\n#uberflip-tiles.hubs-embedded .tile.single:hover .img img {\r\n   transform: scale(1.083102493074792);\r\n}\r\n\r\n\/* Tile copy container styling *\/\r\n#uberflip-tiles.hubs-embedded .tile.single .description {\r\n   border-top: none;\r\n   height: auto !important;\r\n   padding: 43px 0 0 !important;\r\n   position: relative !important;\r\n}\r\n\r\n\/* - Tablet breakpoint *\/\r\n@media (max-width: 1023px) {\r\n   #uberflip-tiles.hubs-embedded .tile.single .description {\r\n      padding: 15px 0 0 !important;\r\n   }\r\n}\r\n\r\n\/* - Mobile breakpoint *\/\r\n@media (max-width: 767px) {\r\n   #uberflip-tiles.hubs-embedded .tile.single .description {\r\n      padding: 39px 0 0 !important;\r\n   }\r\n}\r\n\r\n\/* Front-end tagging styling *\/\r\n#uberflip-tiles.hubs-embedded .ob-custom-label-container {\r\n   margin-bottom: 10px;\r\n}\r\n\r\n#uberflip-tiles.hubs-embedded .ob-custom-label {\r\n   color: 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Tablet breakpoint *\/\r\n@media (max-width: 1023px) {\r\n   #uberflip-tiles.hubs-embedded .tile.single.with-img .description h4.long-h3 {\r\n      color: #002445 !important;\r\n   }\r\n}\r\n\r\n\/* - Small mobile devices breakpoint *\/\r\n@media (max-width: 374px) {\r\n   #uberflip-tiles.hubs-embedded .tile.single.with-img .description h4.long-h3 {\r\n      -webkit-box-orient: vertical;\r\n      display: -webkit-box;\r\n      -webkit-line-clamp: 4;\r\n      overflow: hidden;\r\n   }\r\n}\r\n\r\n#uberflip-tiles.hubs-embedded .tile.single>a {\r\n   background: none !important;\r\n}\r\n\r\n\/* Tile content label styling *\/\r\n#uberflip-tiles.hubs-embedded .tile a.view {\r\n   background: #005897;\r\n   background-color: #005897 !important;\r\n   background-image: unset;\r\n   border-top: none !important;\r\n   color: #fff !important;\r\n   display: inline-block !important;\r\n   font-size: 14px !important;\r\n   font-weight: 400;\r\n   height: 60px !important;\r\n   letter-spacing: 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- *\/\r\n#uberflip-tiles.hubs-embedded .tile.single>a.view:after {\r\n   background: url('data:image\/svg+xml;utf8,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20width%3D%2211.207%22%20height%3D%225.707%22%20viewBox%3D%220%200%2011.207%205.707%22%3E%0A%20%20%3Cg%20id%3D%22arrow%22%20transform%3D%22translate(0%20-1)%22%3E%0A%20%20%20%20%3Cpath%20id%3D%22Union%22%20d%3D%22M9.293%2C3.354%2C7.646%2C5l.707.707%2C2.5-2.5.354-.354L10.854%2C2.5%2C8.354%2C0%2C7.646.707%2C9.293%2C2.354H0v1Z%22%20transform%3D%22translate(0%201)%22%20fill%3D%22%23fff%22%2F%3E%0A%20%20%3C%2Fg%3E%0A%3C%2Fsvg%3E%0A') center right no-repeat !important;\r\n   content: ' ';\r\n   display: inline-block;\r\n   height: 12px;\r\n   margin-left: 12px;\r\n   position: relative;\r\n   right: unset;\r\n   top: unset;\r\n   width: 12px;\r\n}\r\n\r\n\/* UF Viewer Font *\/\r\n.ufev {\r\n   font-family: 'Poppins', sans-serif !important;\r\n}\r\n\r\n\/* UF Viewer Expanded tile *\/\r\n.ufev .ufev-next.expand {\r\n   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background-color: #ebebeb;\r\n   border-right: none;\r\n}\r\n\r\n.ufev .ufev-container .ufev-item-list {\r\n   padding: 10px 20px;\r\n}\r\n\r\n\/* UF Viewer item list styling *\/\r\n.ufev .ufev-container .ufev-item,\r\n.ufev .ufev-container .ufev-item.viewed {\r\n   color: #707070;\r\n}\r\n\r\n.ufev .ufev-container .ufev-item:hover,\r\n.ufev .ufev-container .ufev-item.open {\r\n   background: transparent;\r\n   color: #002445 !important;\r\n}\r\n\r\n\/* UF Viewer hide service icon *\/\r\n.ufev .ufev-container .ufev-item-service {\r\n   display: none !important;\r\n}\r\n\r\n\/* UF Viewer iframe wrapper *\/\r\n.ufev .ufev-container .ufev-iframe-wrapper {\r\n   box-shadow: none !important;\r\n}            <\/style>\n                <div class='inner'>\n                            <h2 class=\"headline-2\">Latest Insights<\/h2>\n                        <div id=\"uberflip-tiles\"><\/div>        <\/div>\n        <script>\n               var ufRecoEmbedViewerConfig = {\r\n      'base': 'https:\/\/flipbot.uberflip.com\/',\r\n      'open_in': 'self',\r\n      'open_in_mobile': 'new',\r\n      'logo': '',\r\n      'embed_id': 'uberflip-tiles',\r\n      'cta_label': '',\r\n      'cta_url': '',\r\n      'max_per_row': 3,\r\n      'hub_id': 128890,\r\n      'auto_link': false,\r\n      'debug': false\r\n   };\r\n   jQuery.when(jQuery.getScript(ufRecoEmbedViewerConfig.base + 'widgets\/reco-embed-viewer\/uf-reco-embed-viewer.min.js')).done(function() {\r\n      ufRecoEmbedViewer.init(ufRecoEmbedViewerConfig);\r\n   });        <\/script>\n    <\/section>\n\n\n","protected":false},"excerpt":{"rendered":"<span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading Time: <\/span> <span class=\"rt-time\"> &lt; 1<\/span> <span class=\"rt-label rt-postfix\">minute<\/span><\/span>","protected":false},"author":28,"featured_media":8386,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[140,141],"tags":[119],"blog-type":[118],"featured":[91],"legacy":[122],"topic":[],"class_list":["post-16524","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fleet-management","category-leasing","tag-blogs","blog-type-blog","featured-no","legacy-yes"],"acf":[],"permalink_manager":null,"_links":{"self":[{"href":"https:\/\/de-en.holman.com\/de-en\/wp-json\/wp\/v2\/posts\/16524","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/de-en.holman.com\/de-en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/de-en.holman.com\/de-en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/de-en.holman.com\/de-en\/wp-json\/wp\/v2\/users\/28"}],"replies":[{"embeddable":true,"href":"https:\/\/de-en.holman.com\/de-en\/wp-json\/wp\/v2\/comments?post=16524"}],"version-history":[{"count":4,"href":"https:\/\/de-en.holman.com\/de-en\/wp-json\/wp\/v2\/posts\/16524\/revisions"}],"predecessor-version":[{"id":18153,"href":"https:\/\/de-en.holman.com\/de-en\/wp-json\/wp\/v2\/posts\/16524\/revisions\/18153"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/de-en.holman.com\/de-en\/wp-json\/wp\/v2\/media\/8386"}],"wp:attachment":[{"href":"https:\/\/de-en.holman.com\/de-en\/wp-json\/wp\/v2\/media?parent=16524"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/de-en.holman.com\/de-en\/wp-json\/wp\/v2\/categories?post=16524"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/de-en.holman.com\/de-en\/wp-json\/wp\/v2\/tags?post=16524"},{"taxonomy":"blog-type","embeddable":true,"href":"https:\/\/de-en.holman.com\/de-en\/wp-json\/wp\/v2\/blog-type?post=16524"},{"taxonomy":"featured","embeddable":true,"href":"https:\/\/de-en.holman.com\/de-en\/wp-json\/wp\/v2\/featured?post=16524"},{"taxonomy":"legacy","embeddable":true,"href":"https:\/\/de-en.holman.com\/de-en\/wp-json\/wp\/v2\/legacy?post=16524"},{"taxonomy":"topic","embeddable":true,"href":"https:\/\/de-en.holman.com\/de-en\/wp-json\/wp\/v2\/topic?post=16524"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}